Grants, loans and equity test different things.
The funding pack should reflect the actual financier and instrument.
Past numbers should be reliable.
Financial statements, tax returns, debt and working capital should reconcile and be explainable.
Explain how investment creates results.
Market, customers, capacity, go-to-market, people and milestones should link to financial assumptions.
Forecasts should survive a stress test.
Use base and downside scenarios rather than one optimistic case.
Match financing sources to expenditure and timing.
Equity, grant, debt and other instruments need to fit eligible costs and liquidity needs.
The investment has to survive after approval.
Model spend timing, reimbursements, revenue ramp-up and debt servicing.
Programmes change; readiness remains.
Businesses in Greece can access different instruments through ESPA, the Hellenic Development Bank, the Development Law and Greece 2.0. Current calls and conditions should always be checked at source.
Have evidence ready before it is requested.
- corporate documents
- financials and tax returns
- debt schedules
- business plan/model
- capex quotes
- permits
- contracts
- state-aid history
Know what has to be fixed before applying.
Equity contribution, licensing, documentation, tax status or accounting issues should be identified early.
Build a financeable case before selecting the instrument.
Funding Readiness connects financial review, business plan, model, sources & uses, cash flow and the funding pack.